NOVA FINANCE

Deposit Guide
From Registration to USDT Deposits

For KRW payments, choose BaroPay; to transfer USDT you already hold, choose MetaMask or Binance.
Follow illustrated steps for each method, from registration to deposit confirmation.

Choose a Deposit Method

Direct USDT Deposit - ERC20MetaMask on Ethereum - Copy the address
Confirm acceptance before depositingBaroPay - KRW PaymentsApply on NOVA → Purchase and transfer → Check automatic crediting
Up to KRW 3,000,000 per transactionMetaMask - Existing USDT HoldersPrepare TRON assets and fees → Apply on NOVA → TransferBuy through Upbit or BithumbKorean exchange → Binance → NOVABinance - Existing USDT HoldersApply on NOVA → Withdraw via TRC20 → Mark Transfer Complete
What You Need
① A mobile phone registered in your name ② identification document(resident registration card or driving licence) ③ a bank account in your own name(for receiving withdrawals)
④ For Upbit or Bithumb, you also need an account with K Bank for Upbit, or KB Kookmin Bank for Bithumb, and a Binance account.
About the screen examples
Screen text has been localized into English for this guide. Translated images are instructional illustrations, not transaction records. Live app layouts and menu names may differ. Always verify the network, full receiving address, amount and status in your own account; use your live account details for every transfer.
①

Register with NOVA FINANCE

Complete your account details, ID and withdrawal bank account in one form. It takes about 5 minutes; you can log in without email verification, and ID approval is processed on the same business day. If you already have an account, go directly to ② Deposit Application.

1-1
Open the Registration Pagewww.crmnova-fin.co - English-localized example
▾
1Login Page → Sign Up

Open www.crmnova-fin.co in your mobile browser to see the login page. At the bottom, select [Sign Up]. If you use a registration link provided by your representative, the application form opens directly.

NOVA FINANCE login screen with the Sign Up link at the bottom
2Application Form - 5 Sections from Top to Bottom

Follow Account → ID → Bank Account → Verify, completing the page from top to bottom. The language button at the top switches the instructions to Korean when Korean is selected; some field names remain in English.

Top of NOVA's signup form, showing four stages and account information
1-2
Complete the ApplicationUsername - Password - Contact Details - ID - Withdrawal Bank Account
▾
1Account Info - Username and Referral Code

Username: 5-12 characters, using lowercase English letters and numbers only; the first character must be a letter. After entering it, select [Check] to check availability.
Referral Code is optional. Enter it only if your representative provided one; otherwise leave it blank.

Username field, Check button and referral code
2Security - Password

Password and Confirm Password must contain the same value. Leading and trailing spaces are removed automatically. Select the eye icon to display the entered text.

Password and password-confirmation fields
3Contact Info - Mobile Phone and Email

Set the country to Republic of Korea (+82) and enter your mobile number. Although there is no email verification, deposit and withdrawal notifications are sent to this email address. Enter an email address you actively use.

Mobile phone number and email fields
4ID Verification - Identification Document

Select an ID type. The FRONT image is required; the BACK image is optional. Accepted formats: JPG, PNG or PDF, up to 5 MB. You can take a photo with your phone and upload it directly.

Your photo, name and signature must be clearly visible. Glare obscuring text may delay approval.
ID type selection and front/back document uploads
5Withdrawal Bank Account and Full Name (English)

Select a bank, then enter your account number (digits only, without hyphens) and account holder's name exactly as recorded by your bank. The account must be in your own name; withdrawals are sent only to the registered account.

Full Name (English) - An empty or incorrect name prevents MT4 account creation
This English name is registered on your MT4 trading account exactly as entered. Use no Korean characters or special symbols; enter the Roman-letter spelling shown in your passport (for example: Gildong Hong). Incorrect names are the most common cause of account-opening failures.
Check that the account-holder field does not contain an account number - Browser autofill may insert numbers. Before submitting, check that the account-holder field contains your name.
Bank, account number, account holder and English name fields
6Accept the Terms → Submit Sign Up

Tick the Terms and Conditions and Risk Disclosure checkbox (View details opens the full text), then select [Sign Up]. Your ID is submitted with this form, so no separate document-submission procedure is needed, and you can log in immediately after submission.

Terms acceptance checkbox and Sign Up button
1-3
Log In → ID Verification → Automatic ProcessingNo email verification - MT4 account and credit are processed automatically
▾
  1. Log In Immediately - Registration is completed when you submit the form. No email verification is required; log in immediately with your chosen username and password. Your email is used for deposit and withdrawal notifications.
  2. ID Verification (KYC) - Staff review your submitted ID. Applications received during business hours are normally processed on the same day. For quicker assistance, contact customer support on Telegram with your registered username and request verification.
  3. Automatic Processing after Approval - The following two items are processed without a separate application.
ItemDetails
MT4 Live AccountOpened automatically - Maximum leverage 1:500
$100 Trading CreditGranted to the opened account after identity verification - Once per person, first live account only
Credit Conditions
The credit principal cannot be withdrawn; only profits earned from trading with the credit may be withdrawn. Profits from registration credit become withdrawable after trading at least 2 lots. When you request a withdrawal, the remaining account credit is deducted.

After logging in, open My Accounts in the left menu to view the opened trading account's account number, master password and leverage. On the same screen, select MT4 Download to download the app, then log in using your account number, master password and provided server.

Next - Apply for a USDT Deposit on NOVA →
②

Apply for a USDT Deposit on NOVA

You do not need to hold USDT yet. First apply to obtain your wallet address and the amount to send.

2-1
Deposit Menu → USDT (TRC20)After login: Finance → Deposit - English-localized example
▾
1Choose a Deposit Method - Three Cards

Log in → Open Finance → Deposit. Three deposit-method cards appear at the top.

Card / GuideWhen to Use It
Direct USDT Deposit - ERC20If you hold USDT on Ethereum, check the address and deposit instructions. Separate confirmation of acceptance is required.
P2P Deposit (BaroPay)
KRW payment - Automatic crediting		Up to KRW 3,000,000 per transaction. BaroPay Guide explains the application process.
Tether Deposit (USDT)
Transfer USDT you already hold		Use this if you already hold USDT or are sending through ④ Exchange → ⑤ Binance.
Card PaymentFor card payments, follow the separate instructions.
NOVA Deposit screen with Card Payment, Tether Deposit (USDT), USDT P2P Purchase Deposit cards and Deposit History
This is an earlier screen example. The current P2P menu is labelled BaroPay. Check the processing status in Deposit History below.
2Copy Wallet Address → Amount and Destination → Apply

These instructions apply when you select Tether Deposit (USDT). For BaroPay, follow the KRW Payment Guide.
① Use [Copy] to copy your USDT wallet address. This address is for TRC20 (TRON network) only.
② Enter the Deposit Amount (USDT) (minimum 10 USDT). The screen calculates Expected Credit (USD) and Bonus Credit (10%) below.
③ Select E-Wallet or an MT4 account as the deposit destination, then select [Apply and Get Transfer Amount].

No Fee - Your deposit is credited at 1 USDT = $1, plus 10% of the deposit amount as additional trading credit.
USDT P2P purchase deposit application: wallet address and Copy button, amount, expected credit, bonus credit, destination and Apply button
The wallet address is masked in this guide. Always copy the address shown in your own account.
3Check the Amount to Send - Valid for 2 Hours

After applying, you receive an Amount to Send containing unique decimal digits(for example, 20.37 USDT). This amount identifies your application automatically, so send the exact amount, including every decimal digit.

Send exactly the specified amount using the TRC20 network only. A different amount or network will not be confirmed automatically. The application remains valid for 2 hours; after that, it is cancelled automatically and you must apply again.
Transfer-pending screen with wallet address, Amount to Send, P2P Purchase and Transfer Complete buttons
This is an earlier USDT screen example. After sending USDT directly, select [Transfer Complete]. BaroPay uses a separate KRW payment process.
You can now obtain USDT and send it to the address above. Choose a method below. If you already hold USDT, send the specified amount from your wallet or exchange via TRC20 and go to ⑥ Transfer Complete.
End of ②

Choose the Next Section - Where to Obtain USDT

Choose KRW payment, a transfer of USDT you hold, or purchase through an exchange.

Direct USDT Deposit - ERC20MetaMask on Ethereum - Copy the address
Confirm acceptance before depositingBaroPay - KRW PaymentsApply on NOVA → Purchase and transfer → Check automatic crediting
Up to KRW 3,000,000 per transactionMetaMask - Existing USDT HoldersPrepare TRON assets and fees → Apply on NOVA → TransferBuy through Upbit or BithumbKorean exchange → Binance → NOVABinance - Existing USDT HoldersApply on NOVA → Withdraw via TRC20 → Mark Transfer Complete
Why Use Binance as an Intermediate Exchange? Under the Travel Rule, Korean exchanges allow supported transfers to your own account at a connected overseas exchange, such as Binance. A direct withdrawal to a NOVA wallet may be rejected or delayed, so this guide uses Binance as an intermediate exchange.
Pay in KRW - BaroPay Guide →
This section retains the earlier Gift Flow screens for reference. For NOVA's current P2P KRW payment process, use the BaroPay Guide.
③

P2P Purchase on Gift Flow Market

giftflowmarket.com - Register → Administrator approval → Purchase application → Sign undertaking → Bank transfer → Receive USDT. These are actual service screens.

A-1
Register on the Marketplace → Approval → Log InRegister your NOVA wallet address as your USDT receiving wallet
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Prepare in Advance - ① A phone registered in your name ② A bank account in your name ③ An ID photo with the final digits of your resident registration number covered ④ The NOVA wallet address copied in section ② Deposit Application
1Select [Sign Up] on the Home Screen

On NOVA's deposit screen, select [Buy USDT via P2P] to open the marketplace in a new window. At the top right, select [Sign Up] and choose the Buyer tab.

Sign Up button on Gift Flow Market's home screen
2Enter Registration Details

Enter your legal name, username, password (at least 8 characters) and phone number, along with a bank account in your name(the account holder's name must match your registered name for approval) and your USDT receiving wallet address. Attach your ID photo, then select [Submit Registration].

USDT Receiving Wallet Address = NOVA Wallet Address (TRC20)
When the transaction is completed, USDT is sent to this address. Use Paste to enter the NOVA address copied in section ②. After registration, you cannot change it directly; submit a change request through [My Profile] and wait for administrator approval.
Registration details screen
3Log In after Approval

An administrator reviews your documents after registration. Until approval, the screen shows "Awaiting Administrator Approval" and login is unavailable. Once approved, select [Log In] and enter your username and password.

Login screen
A-2
Purchase ApplicationAutomatic matching or a direct purchase from a selected seller
▾
1[Apply to Purchase]

After login, the home screen (or fixed bottom button on mobile) contains [Apply to Purchase]. At the top, [My Trades] shows progress, while [My Profile] is for personal details and wallet management.

Apply to Purchase button on the home screen
2Enter Amount → Check USDT to Receive → [Automatic Matching]

Enter the purchase amount in KRW to calculate the USDT to receive in real time, including the Bithumb rate and seller fees. If one seller can handle the full amount, it is assigned to that seller; larger amounts are distributed among multiple sellers. After checking, select [Start Trade], or select [Cancel].

The USDT to receive must exactly match the Amount to Send in section ② for NOVA to confirm it automatically. Adjust the KRW amount to match all decimal digits. If this is difficult, ask the seller for the exact quantity through chat.
Amount entry and automatic matching
3(Optional) Buy Directly from a Selected Seller

On the seller listings screen, select the seller's [Buy] button to trade directly with that seller. Compare the card's fee rate, per-transaction amount and star rating, and use [Safety Check] to check the counterparty.

Seller listing card
4Direct purchase screen

The seller's name, fee and per-transaction amount are shown. Enter an amount to calculate the USDT to receive. [Apply to Purchase] matches you only with this seller. Amounts above the per-transaction limit cannot be submitted; reduce the amount or use automatic matching.

Direct purchase screen
A-3
Sign → Bank Transfer → Receive USDTContinue in [My Trades]
▾
1[My Trades] → [Sign]

Open [My Trades] at the top to see each order's progress. For each matched seller, select [Sign]. The steps are ① Sign → ② Bank transfer → ③ Seller approval → Complete. Your receiving wallet (NOVA address) is always shown at the top.

My Trades screen
2Sign the Undertaking

Check the transaction amount and USDT to receive, read the undertaking, then enter your name and sign with your finger. The seller's receiving bank account is displayed only after you sign. The signature is retained as evidence of the transaction.

Undertaking signature screen
3Bank Transfer → [Transfer Complete]

After signing, the receiving account, account holder and transfer amount are displayed. Use [Copy] to copy the details accurately and make the transfer. Once it is sent, always select [Transfer Complete].

Beware of Fraud - Never comply with a request to pay into an account other than the one displayed on the transaction screen. Follow the website's transaction process only. Be cautious if a counterparty tries to move the transaction to KakaoTalk, Telegram or another off-site channel.
Receiving bank account details and Transfer Complete button
Seller Approval → Receive USDT
When the seller confirms receipt and approves, the trade is completed and USDT is sent to the wallet registered at signup (your NOVA wallet). Then go to ⑥ Transfer Complete and select the NOVA screen's [Transfer Complete].
4Seller Chat and Trade Rating

Each trade in [My Trades] includes [Chat with Seller], available even before signing. Administrators may review chats in case of a dispute. When the trade ends, select [★ Leave a Review] to leave a star rating and a short review.

Chat with Seller button
Next - Buy through Upbit or Bithumb →
Using another deposit method?
MetaMask ERC20 · Direct deposit address · MetaMask TRON guide · BaroPay illustrated guide (up to KRW 3 million per payment)
④

Buy on Upbit or Bithumb

Select the tab for your exchange. Withdrawal holds (72 hours / 24 hours) apply equally to both exchanges.

!
⚠ Withdrawal holds — 72 hours / 24 hoursUpbit and Bithumb · The most common obstacle
▾

These measures help prevent voice phishing losses and apply without exception. Customer support cannot shorten the waiting period.

After your first KRW deposit 72 hours — Crypto withdrawals unavailable Available afterward From the second deposit onward 24 hours — Only the deposited amount is subject to the hold
CategoryDetails
72 hours
First deposit		 On Upbit or Bithumb, your first KRW deposit starts a 72-hour (3-day) hold on all crypto withdrawals. The hold expires automatically; no separate request is required.
24 hours
Subsequent deposits		 From your second deposit onward, the total KRW deposited within the preceding 24 hours is the only amount subject to the withdrawal hold.
Example: if you already hold USDT and deposit another KRW 1 million today, you may withdraw your other holdings now, excluding that KRW 1 million's worth.
If you need funds urgently
Register 3 days before your trading date and make even a small KRW deposit so the 72-hour hold can expire before you need to transfer funds.
Note — A hold also applies in the opposite direction. When you receive your first crypto deposit from an external source, KRW withdrawals are delayed for 72 hours.
B-1
Register with UpbitFrom app installation to ID verification · 12 illustrated steps
▾
Allow approximately 15–20 minutes in total. During registration, you will need a mobile phone registered in your own name and an identity document, so have them ready.
1Install the Upbit app

In the App Store or Google Play, search for Upbit. Check that the publisher is Dunamu. The first result may be an advertisement for a different exchange. Upbit (Global), shown below, is the international version and does not support Korean KRW deposits.

Search for Upbit in Google Play and install it
2Sign in to Upbit

Open the app and tap [Log in to Upbit]. You can also start registration through this button if you do not have an account.

Upbit login button
3Accept the terms and begin identity verification

Tap [Start Upbit], then select [Agree to all]. Verification requires a phone registered in your own name; a family member's phone cannot be used.

Start Upbit and agree to all terms
4Verify your mobile phone identity

Enter your name, resident registration number, mobile carrier, and phone number, then tap [Request verification] to receive a text message containing a 6-digit code. Enter your phone number without hyphens (-) or spaces.

Enter name, resident registration number, carrier, phone number, and SMS code
5Verify your bank account — Select a bank

This step verifies your real name using a bank account in your own name. The account holder's name must match your legal name for verification to succeed.

Bank account verification screen
6Select Kbank

Several banks appear in the list, but select Kbank. On Upbit, a Kbank account is required for KRW deposits and withdrawals. If you use another bank at this stage, you will need to register a Kbank account later.

Select Kbank from the bank list
If you do not have a Kbank account, open one in the Kbank app before continuing
7Check the KRW 1 deposit — 3-digit code

Enter your account number and tap [Send account verification code]. Upbit sends KRW 1 to the account.
Open the deposit history in the Kbank app. The sender appears as “○○○ Upbit”. Enter the first 3 digits to complete verification.

Enter the account number and verify the first 3 digits in the depositor name
The KRW 1 deposit may take more than 5 minutes. If it has not arrived, wait briefly and refresh
8Enter a nickname

Choose a nickname for Upbit and select [Agree to all]. The final option, Optional event notifications, does not need to be selected.

Enter a nickname and accept the terms
9Set a PIN

Create a 6-digit PIN to open the app, then enter it again to confirm. For security, the numeric keypad changes its key positions each time. Remember this PIN; if you forget it, you must complete the reset procedure.

Confirm the PIN
10Enter your name in English as shown on your passport

Enter your surname and given name in English. Example — Surname: HONG / Given name: GILDONG

Incorrect names can cause problems later
Use exactly the English spelling shown on your passport. When you later send KRW 1 million or more to Binance, your registered name and date of birth on both exchanges must identify the same person for the withdrawal to proceed under the Travel Rule. Entering a different name here can block that transfer.
Enter your name in English as shown on your passport
11Occupation · Purpose of trading · Source of funds

Select an answer for each of these three fields. They are required Know Your Customer (KYC) information under the law. Answer truthfully— Inaccurate information can lead to trading restrictions later.

Select occupation, purpose of trading, and source of funds
12Photograph your ID

A resident registration card or a driver's license is required. Tap [Take photo] to continue.

ID verification photo screen
Place the ID on a dark background and avoid glare when taking the photo — Glare can cause rejection during review
Once you finish these steps,
KRW deposits become available after review. This usually takes a few minutes to a few hours, although high application volumes can increase the time. Continue when you receive approval notification.
All names must match
The name on your Upbit account, Kbank account, and ID must be exactly the same. You cannot use a family member's account. Each Kbank account can be connected to only one Upbit account.
B-2
Add KRW fundsKbank → Upbit · 8 illustrated steps
▾
1Deposit/Withdrawal → KRW

At the bottom of the app, ① [Deposit/Withdrawal] opens the list. Select the first item, ② KRW, to continue.

Select KRW on the Deposit/Withdrawal screen
2Tap Deposit

On the left, tap ③ [Deposit].

Deposit button on the KRW screen
3Enter an amount

Your linked Kbank real-name account appears at the top. ④ Enter the amount to deposit and tap ⑤ [Request deposit] to continue.

Enter the KRW deposit amount
4Confirm — Cancellation is unavailable after verification

Check the amount one final time, then tap ⑥ [Two-channel verification].

Completing two-channel verification submits the deposit request, which cannot then be cancelled. Check the amount again.
Common issues listed in the on-screen notice
· Bank maintenance (daily, 23:00–00:30) can interrupt deposits and withdrawals
· Your Kbank account's transfer limit must not be exceeded or the deposit cannot proceed
· VPN may restrict withdrawals if enabled when you connect
KRW deposit request confirmation screen
5Select a verification method

Naver · KakaoTalk · Hana Certificate are the available options. ⑦ KakaoTalk is the simplest option.

Select a two-channel verification method
6Verification request sent

A verification message is sent to your registered mobile phone. Tap ⑧ [Confirm], then open KakaoTalk.

Two-channel verification notice popup
7Sign in KakaoTalk

KakaoTalk Wallet sends a signature request. Check the amount and recipient (Upbit), then tap ⑨ [Sign].

The signature request has an expiry time. It becomes invalid afterward, so complete it promptly. If it expires, start a new request.
KakaoTalk Wallet signature request
8Deposit complete

Deposit complete appears and the amount is reflected in your balance, usually immediately.

Deposit completion screen
Total holdings and Available to withdraw may show different amounts because of the withdrawal holds explained in the next step
The waiting period begins here
You may immediately buy or sell crypto with the deposited KRW, but transfers out of the exchange (withdrawals) are subject to a hold. Read the next step carefully.
B-3
Buy Tether (USDT)Buy USDT with KRW · 4 illustrated steps
▾
1Find Tether

At the bottom of the app, ① [Exchange] opens trading. In the search field at the top, enter ② Tether. From the results, select Tether USDT/KRW.

The next item, Tether Gold (XAUT), is a different asset backed by gold. Its price is around KRW 7.5 million, so do not confuse the two.
Search for Tether on the exchange
2Buy using a market order

[Buy] opens the buy tab. Change the order type to Market. The default type is Limit, which places an order at your chosen price and may remain unfilled.
Select Market, enter the amount, then tap [Buy] to execute the order immediately.

Change the order type from Limit to Market
Minimum order amount KRW 5,000 · Fee 0.05% (shown at the lower right of the screen)
3Purchase complete

“Your buy order has been completed successfully” confirms completion.

Buy order submission confirmation popup
4Check your holdings

At the bottom, select ① [Deposit/Withdrawal], then find ② Tether in the list. Check that your holdings have been added.

Check your Tether holdings on the Deposit/Withdrawal screen
B-4
Withdraw from Upbit to BinanceUse Tron (TRC20) · 9 illustrated steps
▾
Your Binance deposit address copied in C-2 of section ⑤ Binance is required. Obtain it first if you have not already done so.
1Open USDT withdrawals

In Upbit, open [Deposit/Withdrawal] → Tether (USDT) → [Withdraw]. Check the Available to withdraw amount first — it appears as 0 while a withdrawal hold applies.

Withdraw button on the Upbit USDT screen
2Withdrawal method — General

Keep the withdrawal method set to [General]. (Instant and Mobile number are methods for transfers between Upbit users)

General withdrawal method on the USDT withdrawal screen
3Network — Tron

Withdrawal network opens the choices. Select Tron. This is the same network as TRC20 selected on Binance.

NetworkFee
Tron (TRC20)0 USDT✓ Select
Aptos0.1 USDT
Kaia0.1 USDT
Ethereum4 USDTHigh
Select Tron as the withdrawal network
4Enter the amount

① Enter the amount to send and tap ② [Confirm]. To send your full balance, tap [Max].

For your first transfer, start with a small amount — 10~20 USDT and confirm arrival before sending the rest. This is the safest way to catch an incorrect network selection.
Enter the withdrawal amount and confirm
5Check Tron again

Check that the withdrawal network is Tron and verify it once more. A fee of 0 USDT indicates that Tron is selected.

Withdrawal screen with Tron selected
6Destination — Binance

In the destination list, select Binance. Exchanges in this list have linked identity verification with Upbit, allowing transfers.

Select Binance as the destination
7Paste the recipient address

Use the address previously copied from Binance and paste it. After pasting, check the first 4 and last 4 characters against the Binance screen.

Enter the recipient address
The screenshot shows a transfer to another exchange — only the destination differs; select Binance and follow the same procedure.
8Consent to overseas data transfer

Because the transfer is to an overseas exchange, a Consent to overseas transfer of personal (credit) information dialog appears. [Agree] is required to continue.

Consent to overseas transfer of personal credit information
9Final check → Two-channel verification

Check the network, recipient address, and amount one final time, then tap [Two-channel verification] and complete KakaoPay or PASS verification.

The withdrawal cannot be cancelled after two-channel verification. Before tapping, check the address and network again.
Confirm the withdrawal request and complete two-channel verification
Confirm arrival
Tron (TRC20) normally takes 1–5 minutes to arrive at Binance. Open Assets → Spot → USDT in Binance and check that your holdings have increased.
Transfers of KRW 1 million or more — Travel Rule
The law requires verification that the sender and recipient are the same person. Your English name and date of birth registered with Upbit and Binance must match exactly, or the withdrawal will be rejected. Complete Binance identity verification (KYC) first.
B-1
Register with Bithumb and verify your identityInstall the app → Register → Verify your ID (KYC)
▾
Bithumb requires its app for registration, bank account linking, deposits, and withdrawals. The in-app steps below describe screens shown while using your own account.
1Install the Bithumb app

At bithumb.com, select the upper-right [Download app] button. You may also search in the App Store or Google Play for Bithumb. Check that the publisher is Bithumb.

Bithumb website and Download app button
2Register by email → Verify your mobile phone identity

Below the login form, tap [Sign up], then set an email address and password and verify a phone registered in your own name. Enter your name, resident registration number, and carrier to receive an SMS code.

Bithumb login screen and Sign up link
3ID verification (KYC)

Follow the app's instructions to photograph a resident registration card or driver's license, then select your occupation, purpose of trading, and source of funds. Your English name will later be compared with Binance under the Travel Rule, so use the spelling on your passport.

In-app screen The ID photo screen is available only in your own account
B-2
Link a KB Kookmin Bank account → Deposit KRWBithumb supports KRW deposits and withdrawals only through KB Kookmin Bank
▾
A KB Kookmin Bank account in your own name is required (the former NH Bank accounts cannot be used). Securities accounts, business accounts, time deposits, and housing subscription accounts cannot be registered. If needed, use the KB Star Banking app to open an account first.
  1. Link your account — At the bottom of the app, [Deposit/Withdrawal] → KRW → Follow the instructions to register a KB Kookmin Bank account. The names on the bank account, Bithumb account, and ID must match exactly. Complete bank verification, including the KRW 1 deposit check.
  2. Deposit KRW — [Deposit/Withdrawal] → KRW → [Deposit] → Enter an amount → Verify. Funds move from your linked KB Kookmin Bank account to Bithumb and are usually reflected immediately.
In-app screen Account registration and KRW deposit screens are available only in your own account
The waiting period begins here — Crypto may be purchased immediately with the deposited KRW, but transfers out of the exchange (withdrawals) remain subject to the same 72-hour / 24-hour withdrawal holds as Upbit, described above.
B-3
Buy Tether (USDT)Trade → Tether (KRW) → Buy · English-localized example
▾
1Tether (KRW) order screen

At the bottom, select [Trade], search for Tether, then select Tether (KRW) USDT. In the [Buy] tab, change the order type to Market (the default is Limit, which may remain unfilled), enter the amount, then tap [Buy].

Bithumb Tether (KRW) order screen, Buy tab, and Limit/Market options
The on-screen Available to order amount is your deposited KRW · Check the fee under Fee at the bottom of the screen
  1. Confirm execution — At the bottom, [Assets] shows whether your Tether holdings have been added.
B-4
Withdraw from Bithumb to BinanceRegister a withdrawal address → Tron (TRC20) network → Secondary verification
▾
Your Binance deposit address copied in C-2 of section ⑤ Binance is required. Obtain it first if you have not already done so.
  1. [Deposit/Withdrawal] → Tether (USDT) → [Withdraw] — Check the Available to withdraw amount first. It appears as 0 during the 72-hour hold.
  2. Register a withdrawal address — A new recipient address must first be registered. Select Exchange as the address type, then select Binance from the list. Paste the address copied in C-2. The next screen asks you to confirm that you are sending to your own account.
  3. Network — Tron (TRC20) — It must match TRC20 selected on Binance. The wrong network can result in lost assets.
  4. Enter the amount — For your first transfer, send only 10~20 USDT first and confirm arrival. The withdrawal fee is shown on the screen.
  5. Secondary verification — Complete OTP or Kakao verification to submit the withdrawal. The withdrawal cannot be cancelled after verification.
In-app screen Withdrawal and address registration screens are available only in your own account
Transfers of KRW 1 million or more — Travel Rule
The details registered with Bithumb and Binance, specifically your English name and date of birth, must match exactly, or the transfer will be rejected. Complete Binance identity verification (KYC) first.
Confirm arrival — TRC20 usually takes 1–5 minutes to arrive at Binance. Open Assets → Spot → USDT in Binance, check that your holdings have increased, then continue to C-3 in section ⑤ Binance.
Next section — Binance — Receive funds and send to NOVA →
⑤

Binance — Receive funds and send to NOVA

The steps from here are the same whether you used Upbit or Bithumb in section ④. Create your Binance account in advance during the exchange's 72-hour waiting period.

C-1
Register with BinanceCreate the receiving account · 11 illustrated steps
▾
This account will receive your USDT. Identity verification (KYC) review takes around 15 minutes, so creating it during the exchange's 72-hour waiting period saves time.
1Register by email

Enter an email address or phone number, select the agreement checkbox, then tap [Register]. You may also register using a Google account.

Enter an email address to register with Binance
2Verify your email

Enter the 6-digit code sent by email within 30 minutes. If the message has not arrived, check your spam folder.

Enter the Binance email verification code
3Set a password

All conditions must be met — At least 8 characters, At least 1 number, At least 1 uppercase letter. All indicators on the left turn green when the requirements are met.

Binance password requirements
4Select an ID type

Set both country of residence and issuing country to South Korea, then select your ID type.

On-screen labelDocument
ID Card RecommendedA resident registration card — Recommended
Driver’s Licensea driver's license
PassportPassport
Residence PermitAlien registration card — Not applicable to Korean citizens
Select an ID type on Binance
5Choose an ID photo method

[Take Pictures] is recommended for taking a photo directly.

Reasons for rejection — Copies and screenshots are not accepted. Damaged documents or documents with hidden information are also not accepted. Turn off beauty filters.
Select an ID photo method on Binance
6Photo tips

[Start scanning] opens the camera. Ensure all four corners are visible. Do not cover the document with your fingers, and adjust the angle so hologram glare does not obscure the text.

Instructions to show the entire ID in the photo
7Facial verification

Position your face in the on-screen frame. Remove glasses, masks, and hats, in a well-lit place and set screen brightness to maximum.

Binance facial verification instructions
8Check your information

After reading your ID, the app automatically fills in your name and date of birth. Complete your address and postal code.

This information is central to the Travel Rule
Check the displayed name and date of birth against your ID for an exact match. These details must be verified as belonging to the same person on Upbit before transfers of KRW 1 million or more can proceed. Korean script may be filled in automatically; do not change it arbitrarily.
Binance information confirmation screen
9Select your occupation

Choose the applicable option — Employed, Self-employed (including freelancers), Student, Retired, or Unemployed. This is a regulatory requirement, so answer truthfully.

Select an occupation on Binance
10Additional information → Review

Select your expected annual deposit amount and source of income, then tap [Continue]. The status changes to KYC under review. Review usually takes around 15 minutes.

You may skip the “Set up your USD wallet (Set up now)” prompt shown during review. It is not required to receive USDT.
Enter additional information and wait for KYC review
11Final question

This asks about your investment experience. Your selection does not affect subsequent use.

Select your investment experience
After registration, enable two-factor authentication (2FA)
Binance is an overseas exchange, and recovering a compromised account can be difficult. In settings, enable Google Authenticator or mobile phone verification as well.
C-2
Obtain your Binance USDT deposit addressDo this before withdrawing from the Korean exchange · 6 illustrated steps
▾
Follow the correct order
First obtain the deposit address from Binance, then withdraw from Upbit or Bithumb. Both sides must use the same network (TRC20). Otherwise, assets may be lost and cannot be recovered.
1Binance app → Assets

Open the Binance app and tap the lower-right [Assets].

Assets tab at the bottom of the Binance app
2Spot → USDT

At the top, select the ① [Spot] tab, then select ② USDT from the list.

Select USDT in the Binance Spot tab
3Add USDT

Tap the yellow button near the bottom, [Add USDT].

Add USDT button on the Binance USDT screen
4Deposit Crypto

Select the first option, [Deposit Crypto], to continue. (to receive funds from another exchange or wallet)

Select Deposit Crypto as the deposit method
5Network — TRX (TRC20)

In the network list, select TRX · Tron (TRC20). This is the same network as Tron, which you will select on Upbit.

Select TRX Tron TRC20 in Choose Network
As the warning below states, sending through another network can cause loss of assets
6Copy the address

Copy the displayed Deposit Address using the copy icon on its right. Do not type the address manually — even a single incorrect character can result in lost assets.

Binance deposit address and copy button
C-3
Withdraw from Binance to your NOVA walletUse the address copied in section ② Deposit request · 9 illustrated steps
▾
Send the USDT received in Binance to the wallet address on the NOVA deposit screen using these steps. The wallet address and amount to send shown in section ② Deposit request should remain visible beside you while you proceed. Use the TRC20 network.
Two checks before sending
① Always copy and paste the address. Do not type it manually.
② Check that the recipient uses TRC20. Sending through another network can make recovery impossible.
1Open Assets

In the lower-right corner of the Binance app, tap [Assets].

Assets tab at the bottom of the Binance app
2Send

Below your holdings, tap [Send]. (Transfer moves funds between Binance's internal wallets and is a different function)

Send button on the Assets screen
3Withdraw Crypto

Select [Withdraw Crypto] to send to another exchange or wallet.

On-screen labelWhen to use it
Send to Binance usersWhen the recipient is another Binance user (send by email or phone number)
Withdraw CryptoTo send to another exchange or wallet — Select this
Withdraw USDTo sell crypto and send USD to a bank
P2P TradingTo sell through peer-to-peer trading
Withdraw Crypto in Select Withdraw Method
4Select USDT

In the coin list, select USDT. Your holdings appear beside it.

Select USDT in Select Coin
5Withdrawal screen — Read the warning at the top first

Complete Address, Network, and Withdrawal Amount. The yellow notice at the top states the requirements for transfers to Korean exchanges.

“For transfers to a Korean exchange, the recipient account's KYC details must match those of your Binance account”
In other words, only accounts in your own name can be used. If the details differ, the receiving exchange may not process the deposit.
Send USDT screen
6Paste the address

Press and hold the Address field to paste the address (Long press to paste). After pasting, compare the first 4 and last 4 characters with the recipient's address.

Paste the withdrawal address
Addresses are concealed in this guide — In your own app, use the wallet address copied from the NOVA deposit screen.
7Network — TRX (TRC20)

In the network list, select TRX · Tron (TRC20) to continue. It must match the network specified by the recipient.

NetworkFeeMinimum withdrawal
TRX (TRC20)1.00 USDT10 USDT
SOL0.30 USDT10 USDT
BSC (BEP20)0.01 USDT10 USDT
ETH (ERC20)High10 USDT
BSC has a lower fee, but the NOVA wallet accepts TRC20 only. Deposits through other networks will not be recognized. Arrival takes about 1 minute.
TRX Tron TRC20 in Choose Network
8Enter the amount

The Receive amount is the amount that actually arrives in the NOVA wallet after deducting a fee of 1 USDT. For automatic identification, Receive amount must match the amount to send from section ② exactly, including decimal places. Therefore, enter Amount to send + 1 USDT as the withdrawal amount. Do not tap [Max].

If “You have not sent to this address before” appears, send a small amount (10–20 USDT) first and confirm arrival before sending the remainder. Binance recommends the same approach.
Enter the withdrawal amount
9Final check → Confirm

Received amount · Network · Address must be checked one last time before tapping [Confirm]. You may then be asked for email, SMS, or 2FA verification codes.

Once you tap Confirm, the transaction cannot be cancelled. The notice below states the same — “Transactions cannot be cancelled”. Check the address and network again.
Confirm order screen
After sending
TRC20 usually takes 1–5 minutes to arrive. Return to NOVA and tap [Transfer complete] in section ⑥. If it is still unconfirmed after 10 minutes, open Binance's Withdrawal History, copy the TxID (transaction ID), and give it to customer support. The TxID allows the transfer to be traced.
Next section — Transfer complete and deposit confirmation →
⑥

Return to NOVA and select [Transfer complete]

4-1
Deposit confirmation → CreditBlockchain verification followed by final administrator confirmation
▾
  1. After sending the Tether, return to the NOVA deposit screen and tap [Transfer complete](or, depending on the screen, [Request complete — Confirm deposit]) and wait.
  2. When the blockchain confirms a deposit matching the amount to send, final administrator confirmation credits your E-Wallet or MT4 account. Check the Deposit history below the deposit screen for the processing status.
  3. If still unconfirmed after 10 minutes — From the sender's transfer history (Binance or the market), copy the TxID and send it to customer support on Telegram. With a TxID, a transfer with a different amount or a request cancelled after 2 hours can also be reviewed manually.
Request complete button on the pending-transfer screen

Frequently asked questions

Can I pay exactly KRW 3 million through BaroPay?
Yes. Up to KRW 3,000,000 per payment is supported; larger payments are not accepted. Match the NOVA request amount to the BaroPay payment amount.
Must I select Transfer complete after a BaroPay payment?
BaroPay automatically credits funds after its payment notification is verified. Check NOVA deposit history and your balance. If it is not reflected, select Check credit. The USDT Transfer complete instructions below apply only when you directly sent USDT.
Can I send Ethereum USDT directly from MetaMask?
No. Existing automatically verified requests use TRON(TRC20). If you hold Ethereum USDT, follow the separate ERC20 address and request instructions. Do not send ERC20 USDT to a TRC20 address.
My deposit request was cancelled (2 hours)
Requests remain valid for 2 hours only. If cancelled, submit a new request to obtain a new amount to send. If you already sent funds before cancellation, give customer support the TxID so the deposit can be checked and credited manually.
I sent a different amount from the amount shown
Automatic identification requires an exact match, including decimals. If you sent a different amount, give customer support the sender's TxID and NOVA username. Processing is based on the amount that actually arrived on the blockchain.
My Gift Flow Market registration has not been approved
Approval may fail if the account holder's name differs from the registration name or the ID photo is unclear. [My information] lets you upload the documents again. You may also contact the market's Telegram support at the lower right of the screen.
Which bank account is required for Bithumb?
KB Kookmin Bank accounts in your own name are accepted. Upbit uses Kbank. For both exchanges, the names on the bank account, exchange account, and ID must match.
A P2P seller asks me to send to another account
This is fraud. Transfer only to the account disclosed on the signed transaction screen. Do not follow requests to move outside the site to KakaoTalk or Telegram. Report the request to the market's customer support immediately.
The crypto withdrawal button is unavailable
Your first KRW deposit may still be within the 72 hours hold. Check the deposit time. From the second deposit onward, only the amount deposited during the preceding 24 hours is held; earlier holdings can be withdrawn.
(Upbit) I cannot register my Kbank account
Registration fails if the names on the Upbit and Kbank accounts differ. A Kbank account can be linked to only one Upbit account. If already linked elsewhere, disconnect it before continuing.
My crypto has not arrived at Binance
① In Upbit withdrawal history, check for Transfer complete status. ② Check that the Binance deposit address's network (TRC20) matches the network selected on Upbit. TRC20 normally takes 1–5 minutes to arrive. If you selected a different network, recovery may be impossible; contact customer support immediately.
My withdrawal was rejected
The Travel Rule applies to transfers of KRW 1 million or more. The details registered with Upbit/Bithumb and Binance, specifically your English name and date of birth, must match, or the withdrawal will be rejected. Check that Binance KYC details match your ID.
What is Binance's withdrawal fee?
For TRC20, 1 USDT is charged as a fixed fee, and withdrawals start from a minimum of 10 USDT. The on-screen Receive amount is the amount that actually arrives in the NOVA wallet. Upbit-to-Binance transfers on Tron have no fee, but Binance withdrawals do. Therefore, enter Amount to send + 1 USDT as the amount.
Is there a faster way to send?
The 72-hour and 24-hour holds are statutory measures with no exceptions. The only way to avoid waiting when funds are needed is to register in advance, make a small deposit, and allow the hold period to expire.
Do You Hold USDT on Ethereum? ERC20 deposit address and MetaMask instructions.
GUIDE

MetaMask - TRON Deposit Guide

How to send USDT on TRON (TRC20) to NOVA. The images below are purpose-made illustrations.

Use this guide if you hold USDT on TRON.
Do not send ERC20 USDT to NOVA's TRC20 address. Upbit's MetaMask personal-wallet registration applies to EVM networks; do not assume a MetaMask TRON address can be registered for Upbit withdrawals. To obtain USDT through an exchange, see the Upbit / Bithumb → Binance Guide and compare the withdrawal service's supported network with your own wallet address.
Prepare the Official App and Wallet→Check Your TRON Account and USDT→Prepare TRX and Transfer Fees→Apply for a Deposit on NOVA→Enter the Receiving Address and Amount→Check NOVA after the Transfer
1Prepare the Official App and WalletSTEP 01▾

Open MetaMask installed from its official website and prepare your wallet. Keep your recovery phrase private; do not send it to NOVA or anyone else. Official MetaMask Website

Prepare the official app and wallet: MetaMask / TRON / Send your USDT to NOVA
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
2Check Your TRON Account and USDTSTEP 02▾

On the assets screen, check USDT on the TRON network. USDT on Ethereum (ERC20) is a separate asset. Changing the displayed network does not move your coins.

Check the TRON account and USDT: TRON / USDT - TRC20 / TRON receiving address
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
3Prepare TRX and Transfer FeesSTEP 03▾

A new TRON account must receive a small amount of TRX to activate. Receiving USDT alone does not activate it. Ensure you have the resources or TRX balance needed to send USDT, and check the fees on the actual transfer screen.

Prepare TRX and fees: account activation and transfer fees / Prepare the NOVA transfer amount / Check current estimated fees
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
4Apply for a Deposit on NOVASTEP 04▾

On NOVA, open Finance → Deposit → Tether Deposit (USDT) to submit an application. Then copy the TRC20 address and Amount to Send from your own application screen. Check every decimal digit and the application's expiry time.

Apply on NOVA: Tether Deposit (USDT) / Copy from your own application / 20.37 USDT - Check the actual amount
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
5Enter the Receiving Address and AmountSTEP 05▾

In MetaMask, select USDT on TRON and choose Send. Paste the NOVA address and enter exactly the specified amount. Before sending, recheck the full address, TRON network, USDT, quantity and fees.

Enter address and amount: TRON / USDT / Full address from the NOVA application / 20.37 USDT
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
6Check NOVA after the TransferSTEP 06▾

In MetaMask's transaction history, check the transfer's success status and transaction hash (TxID). Return to NOVA and select Transfer Complete, then check that Deposit History shows completion and that your balance is credited. If it is not, contact customer support with the application details and TxID.

Check NOVA after transfer: verify success / Copy from transaction history / Confirm completion and credited balance
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
Open NOVA's Deposit Page ↗

Official References: MetaMask TRON Guide · Personal Wallets Supported by Upbit
Checked: 2026.09.17

Deposit Confirmation / Frequently Asked Questions →
GUIDE

BaroPay Deposit Guide

Apply for a KRW deposit on NOVA, purchase and transfer through BaroPay, then check that NOVA has credited your account.

BaroPay Per-Transfer LimitUp to KRW 3,000,000

Amounts up to KRW 3,000,000 are accepted; higher amounts are not

Apply for a KRW Deposit on NOVA→Enter the Quantity and Apply to Purchase→Wait for Seller Matching→Transfer the Exact Amount to the Displayed Account→Notify That Your Transfer Is Complete→Check NOVA's Automatic Crediting
1Apply for a KRW Deposit on NOVASTEP 01▾

On NOVA, open Finance → Deposit → P2P Deposit (BaroPay) to select the KRW amount and deposit destination and submit your application. The maximum is KRW 3,000,000 per transaction; amounts above KRW 3,000,000 are not accepted. Check the payment amount on the application screen and select Proceed to BaroPay Payment.

Apply for KRW deposit on NOVA: P2P Deposit (BaroPay) / KRW 1,000,000 / Maximum KRW 3,000,000
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
2Enter the Quantity and Apply to PurchaseSTEP 02▾

Register or log in to BaroPay, then open the purchase menu. Ensure the payment amount matches your NOVA application by checking the quantity before applying to purchase. Use the coin price and converted amount on the actual application screen. The amounts below are illustrative examples.

Enter quantity and apply to purchase: enter quantity → Check payment / KRW 1,000,000 / Match NOVA application amount
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
3Wait for Seller MatchingSTEP 03▾

After submitting a purchase application, wait for a seller match. Once matched, check the payment instructions in the transaction details. Do not submit a duplicate application for the same transaction while waiting.

Wait for seller matching: match pending / Check transaction details / Verify the displayed receiving account
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
4Transfer the Exact Amount to the Displayed AccountSTEP 04▾

Check the bank, account number and account holder displayed for the matched transaction. Transfer from an account in your own name, for the exact specified amount, within the displayed deadline. Your registered name on BaroPay must also match your legal name registered with NOVA.

Transfer the exact amount: verify the bank and account / KRW 1,000,000 / Check your actual transaction screen
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
5Notify That Your Transfer Is CompleteSTEP 05▾

After completing the bank transfer, select BaroPay's I Have Completed the Transfer. The seller releases the coins after confirming payment. Check the release status and transfer details in the transaction record.

Notify transfer completion: verify successful transfer / Press only after sending / Check coin release and transfer history
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
6Check NOVA's Automatic CreditingSTEP 06▾

Return to NOVA and check Deposit History and your balance. The deposit is credited automatically after BaroPay's payment notification is confirmed. If it is not reflected after a few minutes, select Check Crediting or contact customer support. Verify both completion of the BaroPay transaction and crediting to NOVA.

Check automatic NOVA crediting: verify payment and release / Check Deposit History and balance / Check Crediting or contact support
Illustrative screen example. Menu names and layout may vary by app version. English-localized illustrations for guidance; verify the current app screen.
Open NOVA's Deposit Page ↗Deposit Confirmation / Frequently Asked Questions →
ERC20

Direct USDT Deposit - Ethereum

How to send USDT (ERC20) from MetaMask or your own wallet that supports Ethereum withdrawals.

Confirm Deposit Acceptance before Sending.
Automatic deposit confirmation currently supports TRC20 only. Before sending ERC20 USDT, confirm acceptance and the crediting procedure with customer support.
Ethereum Mainnet · USDT (ERC20)

ERC20 Direct Deposit Address

0x7DEe878e6497477afFF5aDAccD76013442eCb9D7

Ethereum network only. Do not send through TRON, BNB Smart Chain, Base or any other network.
1Prepare USDT on EthereumERC20 · STEP 01▾

In MetaMask, select Ethereum Mainnet and USDT. In addition to the transfer amount, prepare the network fees and check the estimated fee and payment asset on the actual review screen. Do not use USDT on another network for this method.

Prepare USDT on Ethereum: Ethereum Mainnet / USDT - ERC20 / Transfer amount plus network fees
Illustrative screen example. Verify the full address and network in the actual app. English-localized illustration for guidance.
2Confirm ERC20 Deposit AcceptanceERC20 · STEP 02▾

NOVA's current automatic deposit confirmation is for TRC20. Before sending, confirm ERC20 deposit acceptance and the crediting procedure with customer support, and record the confirmed amount and destination. Do not use the address or unique decimal amount from an existing TRC20 application for this method.

Confirm ERC20 acceptance: confirm deposit acceptance / Check amount and destination / Separate from TRC20 applications
Illustrative screen example. Verify the full address and network in the actual app. English-localized illustration for guidance.
3Copy the Address and Review the TransferERC20 · STEP 03▾

Copy the ERC20 address from the address card above. In MetaMask's USDT Send screen, paste the address and enter the quantity confirmed by customer support. Before sending, check Ethereum Mainnet, USDT, the full address, quantity and fees.

Copy address and review: Ethereum Mainnet / USDT / 0x7DEe878e…42eCb9D7 / Copy the full address from the card above
Illustrative screen example. Verify the full address and network in the actual app. English-localized illustration for guidance.
4Check the TxID and Crediting ResultERC20 · STEP 04▾

In MetaMask's transaction history, check the success status and TxID. Follow the acceptance instructions to send your NOVA username, quantity and TxID to customer support, then check the crediting result. ERC20 transfers are not confirmed automatically by the existing TRC20 Transfer Complete button.

Check TxID and crediting: verify transaction success / Retain TxID and actual quantity / Confirm crediting as instructed
Illustrative screen example. Verify the full address and network in the actual app. English-localized illustration for guidance.
Customer Support - Confirm ERC20 Deposit Acceptance ↗

Official References: Sending Tokens with MetaMask - Checked 2026.09.17

MetaMask TRON (TRC20) Guide →